KOSH is a USD account built specifically for freelancers and creators across Asia. Unlike Wise or Payoneer, which often restrict or delay USD receiving in many Asian countries, KOSH lets you receive payments directly from Upwork and global clients, hold USD balances reliably, and spend with a credit card - without needing a US entity. Early users report faster access to their earnings and fewer payment rejections.














KOSH is really easy to use, and it helps me get payment from Upwork and send it to my local apps in Indonesia. You guys are really awesome. I hope you maintain the lower fee to encourage Indonesian to use your service since the USD is a pretty high exchange rate at this moment, so every penny counts. 100% recommended!
IconScout
@soediono_lenz Thank you so much. It's been really great working with you during beta.
IconScout
Congrats on the launch, team! Been using the Physical Card for a while now and it's made my life easier whenever I have to purchase any tools. From Claude to Canva, I've linked the card everywhere and it works very smoothly.
Was using the app on TestFlight for almost a month and happy to see it fully live now. Kudos and more power to the team! 🎉
IconScout
@varun_trivedi2 thank you so much broo!! you've been our early user. really appreciate all the feedbacks.
Quicknode
Great product! I have been using the Kosh card for quite some time now, and I love it. I appreciate products that function like traditional everyday items with low friction and good functionality.
IconScout
@sahil_sen Thank you so much. How's that KOSH card looking?
Huddle01 VMs
IconScout
@arcinston How is the app so far?
TapRefer
Finally, we can hold USD, not like PayPal or wise, where it automatically transferred to our bank account.
Had high hopes that we might finally have a solution for Lebanon , ran through the app registeration, then bumped into your country is not included , big disappoinment for us.
Humalike
Congrats on shipping! What is next on the roadmap after launch day?