vimukthi madhusanka

Velo - Chat to Track. the fastest budget tracker

Velo is a private budget tracker designed to eliminate the friction of traditional budgeting. With its unique "Chat-to-Track" interface, you log transactions instantly by messaging the app—just type "pizza 10" or "salary 5k" and hit send. Your data stays secure with local-first storage. Featuring custom payday cycles, emoji-based categories to reduce cognitive load, and clear visual analytics, Velo makes budgeting as effortless as texting a friend.

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vimukthi madhusanka
Hey Product Hunt! 👋 I'm Vimukthi, the maker of Velo. I built Velo because I was exhausted by traditional budgeting apps. They either felt like a data-entry job with endless menus, or they required syncing all my sensitive financial data to the cloud. I wanted a tool that was as fast as texting and completely private. That's why the core of Velo is the "Chat-to-Track" interface. Instead of navigating through multiple screens to log a coffee, you just type natural shorthand like "pizza 10" or "salary 5k" and hit send. It removes all the friction from daily tracking. A few other things I built in to make it fit into actual daily life: Local-First Privacy: Everything is stored directly on your device using a high-performance local database. Your financial data is yours alone. Real-Life Pay Cycles: Not everyone gets paid on the 1st of the month. You can set a custom financial month starting date so your budget resets on your actual payday. Visual Categories: Limitless categories cause decision fatigue. Velo lets you set up to 10 custom categories paired with emojis, reducing cognitive load so you can categorize expenses at a glance. I'd love for you to give it a spin. I'll be hanging out in the comments all day to hear your feedback, answer questions, and take notes for future updates. Let me know what you think!