chittaranjan nivargi

ToolsForIndia β€” Ad-free, privacy-first financial calculators built for real life

byβ€’

πŸš€ Why I Built ToolsForIndia

Most online financial calculators are a messβ€”
Slow. Wrong. Filled with ads. Tracking you everywhere.

As a software engineer from Pune, I got tired of calculators that:

  • Oversimplify formulas

  • Use outdated tax rules

  • Sell your financial data to ad networks

  • Make you fight pop-ups just to get an EMI number

So over nights and weekends, I built a set of accurate, privacy-first tools for the Indian market.

πŸ” What’s Inside (Live Today)

πŸ“ˆ SIP Calculator

Goal planning, step-up SIP, inflation adjustment, and year-wise projections.

🏦 PPF Calculator

Monthly-accurate math. Withdrawal schedule. β‚Ή1.5L+ difference vs other calculators.

πŸ’° 2025 Income Tax Calculator

CTC mode, salary-slip mode, Form 16 PDF upload, new vs old regime comparison.

🏠 EMI Calculator

Prepayment simulator, affordability check, bank rate comparison, downloadable table.

πŸ” Password Strength Checker

Tests against 10+ govt portals, breach detection via k-Anonymity, time-to-crack.

πŸ”’ Privacy First (Seriously)

No login.
No analytics on your data.
No tracking.
Everything runs 100% client-side in your browser.

Your financial data never touches my servers.

⚑ Tech

Vanilla JS, Tailwind CSS, Chart.js, PDF.js.
No frameworks. No bloat. Very fast.

πŸ“ˆ What’s Coming Next

  • HRA Calculator

  • NPS Calculator

  • GST Calculator

  • Capital Gains

  • IFSC Finder

πŸ§‘β€πŸ’» Who’s Building This

I’m Chittaranjan Nivargi (@cgnivargi).
No VC money. No team. Just a developer who wanted better tools for himself and for millions of Indians who struggle with inaccurate calculators.

πŸ“Š Current Stats

10,000+ monthly users
6 tools live
Used by professionals across India

πŸ™ I’d Love Your Feedback

I’m launching officially on 30 November 2025, but I’m opening early discussion now.

What problems do you face with financial calculators today?
Which tool should I build next?
What would make this genuinely indispensable for you?

Try it here: toolsforindia.com

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