Treasury AI - A Personal CFO for your financial life

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Treasury AI is your personal CFO agent: it understands your accounts, budgets, subscriptions, and goals, then turns plain-English money questions into specific next steps. Ask “Can I afford this?”, “Where is my money leaking?”, or “What should I do next?” and get answers grounded in your real financial life. It proactively flags subscriptions, cash-flow risks, tax-advantaged moves, and savings opportunities so you can make better decisions without spreadsheets.

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👋 Hey PH! Junead here, founder of Treasury. Most finance apps show you charts. Treasury answers questions. The problem: Every finance app treats you like a stranger. Same budget template, same category list, same "you spent $X on food." None of them know your job, your goals, or your life. What Treasury is: The AI financial assistant that understands your whole financial life. Tell it your job, goals, situation — it remembers. Ask it anything about your money and get answers built around you. Not everyone else. Try asking it: "Where did my money actually go last month?" "Which subscription should I cancel first to save the most?" "I'm a [your job] — what discounts should I know about?" "Can I afford [a house / a $2K trip / leaving my job]?" What's new: 🤖 AI assistant that knows you ✨ Redesigned, liquid-glass UI 📱 Available on Web, iOS, and iPadOS 💸 Auto-categorization + recurring pattern detection 🏦 12,000+ institutions, every device Who it's for: anyone tired of finance apps that don't know them. Any questions about Treasury, the AI, or how it actually works? Drop them below. I'll reply to every comment today

I like the idea of asking plain-English questions like “can I afford this?” or “where is money leaking?” and getting an answer based on your actual situation, not a generic budget template.

The trust part feels especially important here though. For financial decisions, I’d want to understand why Treasury gives a recommendation, what data it used, and where the uncertainty is.

Curious how you handle that. Does Treasury show the reasoning behind its suggestions, especially for bigger questions like leaving a job, taking a trip, or making a major purchase?

 Hey Andras! You hit the nail on the head. For big life decisions, a "black box" answer isn't just unhelpful—it's stressful.

Treasury doesn't just spit out a "Yes" or "No." When you ask a major question like "Can I afford to leave my job?", it walks you through its math. It breaks down the response into the exact variables it's looking at: your current runway (cash reserves), your recurring fixed expenses, and the specific assumptions it's making about your future timeline. If there's an uncertainty—like a variable expense or an unpredictable income stream—it highlights that as a risk factor and asks you to clarify or adjust it.

We believe an AI financial assistant should act like a collaborative partner, not an unquestionable oracle!

Idea is really cool! I have only one question for now - does it support different currencies? I'm from Ukraine but live in Canada and some times I use Ukrainian card to pay. Also I have some saving in USD. It would be nice to consolidate different currencies into one "base" currency

 Hey Bogdan! Love that use case. Right now, multi-currency support is our top priority on the roadmap. We want to make sure we handle real-time FX conversions and historical net worth tracking perfectly before we roll it out. Consolidating everything into a single "base" currency (like CAD for you) is exactly how we envision it working. Stay tuned—it's coming!