Stated - Privacy-first AI finance tracker
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Every personal finance app asks for your bank login. You hand over credentials to a third party, hope they're secure, and pray nothing leaks. For millions of people, that's a dealbreaker. The alternative? Spreadsheets that never get updated, or just... not knowing where your money goes.
Stated lets you track spending, set budgets, and get AI-powered insights ā just by uploading a bank statement PDF. No bank login, no personal info, no risk.
Replies
Stated
I built Stated because I was tired of every finance app demanding my bank login before I could even see what it does.
I'm based in the UAE, managing accounts across multiple countries and currencies. Every budgeting app I tried either didn't support my banks, required credentials I wasn't comfortable sharing, or just didn't work outside the US/UK fintech ecosystem.
So I asked a simple question: **why can't I just upload a bank statement and get the same insights?**
That's exactly what Stated does. Drop in a PDF, CSV, or Excel statement and you instantly get:
- Auto-categorised transactions (AI-powered, learns your habits)
- Budgets with real-time tracking
- Recurring payment detection (catch those forgotten subscriptions)
- AI insights on your spending patterns
- Cash flow projections
- Multiple currency support
Everything is encrypted with AES-256 the moment it hits the server. No bank connections, no personal info required to sign up.
**What's next:**
- MCP so you can access your data through Claude
- More bank parsers (currently 19+ supported but most will work out the box)
- Goal-based savings tracking
- Shared household budgets
- Multiple users (accountants, business partners)
- Mobile app
I'd love your feedback ā what would make this useful for you? Happy to answer any questions in the comments.
ā Hannan
Stated
@leah_dykeĀ Exactly that yeah! Originally it didn't store them at all as it doesn't need to, then I thought when I do accounts it would be handy to be able to download them from one place so I added in storage. But they can be deleted straight away from the app.
Hello Hannan! This financial website is good! However I want to ask one thing Hannan! I have changed in Settings that I live in south korea so I typed our Korea(Won) not Euro. But it does not change. It is shown as Euro still.
Can you fix that?
I am in free version, but if it secures safety and privacy 100% i am willing to use in the future!
Nice work Hannan!
Stated
@jihwankim55Ā Hello! Yes! If you go into settings can you see currency? The app lets you set country / region + currency separately. For example I live in UAE but like to see GBP
@hannwnĀ Thanks Hannan, but I typed south korea, and Base Currency south korea's 'won' and clicked 'Save changes' but it keeps goes back to GBP. Can you fix it? Overall app is pretty cool!
Stated
@jihwankim55Ā Thanks so much good to know, will fix it now!
This is GENIUS! Funny I was having this exact headache organising headache a few weeks ago with my finances. Literally tried all the apps and gave up lol, ended up just doing a manual spreadsheet (old skool!). Then I scroll on PH and find this š¤© great work @hannwn š about to fire this up!
Stated
@omarmakesĀ Thank you!