Every personal finance app asks for your bank login. You hand over credentials to a third party, hope they're secure, and pray nothing leaks. For millions of people, that's a dealbreaker. The alternative? Spreadsheets that never get updated, or just... not knowing where your money goes. Stated lets you track spending, set budgets, and get AI-powered insights — just by uploading a bank statement PDF. No bank login, no personal info, no risk.