Settl is a split-expense app built for how India pays. Track shared expenses, split fairly, and settle instantly with a UPI-ready flow. Use Settl AI to create expenses from natural language, monitor real-time balances, send reminders, and keep a clean history of payments. Perfect for roommates, trips, couples, and groups. Minimal design, transparent calculations, and stress-free settling - so money stays clear and friendships stay easy.