Settl is a split-expense app built for how India pays. Track shared expenses, split fairly, and settle instantly with a UPI-ready flow. Use Settl AI to create expenses from natural language, monitor real-time balances, send reminders, and keep a clean history of payments. Perfect for roommates, trips, couples, and groups. Minimal design, transparent calculations, and stress-free settling - so money stays clear and friendships stay easy.

Kilo Code v7 for VS Code — Run Parallel AI Agents in VS Code. Free & Open Source

Run Parallel AI Agents in VS Code. Free & Open Source

I built Settl because splitting money with friends always felt unnecessarily messy. We use UPI for everything in India, yet shared expenses are still tracked in spreadsheets, chats, or apps that stop at “who owes whom” without helping people actually settle. I wanted to build something designed around how India already pays — UPI-first, simple, fast, and frictionless. Then I added Settl AI to remove manual entry, so creating expenses feels effortless. Over time, the product evolved from being “just another expense splitter” into a calmer, cleaner money coordination app - focused on reducing awkward reminders, confusion, and payment friction between friends, roommates, couples, and groups. My goal is simple: make shared money invisible, so relationships stay easy.

Soon will be expanding this to multi currency...

Kilo Code v7 for VS Code — Run Parallel AI Agents in VS Code. Free & Open Source

Run Parallel AI Agents in VS Code. Free & Open Source

Soon will be expanding this to multi currency...

Settl: Split. Track. Settle.

Split and Settle with UPI and AI

Split and Settle with UPI and AI