Sequence
Money movement for AI agents
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Sequence Agentic - Money movement for AI agents

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Sequence is the financial execution layer for AI agents. Unlike read-only tools, your agent uses the Sequence API to send, split, and route real money across all your bank accounts, cards, apps, and loans. Scoped API keys mean agents never hold your credentials, server-side spending limits keep you in control, and full audit trails log every action. The infrastructure is battle-tested in production on regulated rails, moving north of $3B. One-call integration from Claude, n8n, Zapier etc.

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Maker
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Hey Product Hunt 👋 Gilad here, CEO of Sequence. First, a huge thank you to for hunting us. 🙏 For the last few years, we’ve been moving money for people: small-business owners, freelancers, solopreneurs, and households. **Sequence has now routed over $3B and powers more than 300,000 money movements per month.** But this year, one question kept coming up: AI agents can now plan the trip, run the workflow, close the books, and make decisions. Then they hit a wall. They can decide what to do with money, but they can’t actually move it. Most financial APIs still assume a human is sitting there clicking “confirm.” **So we built Sequence Agentic, the financial execution layer for AI agents.** In one API call, your agent can send, split, and route real money across almost every US bank. The part we’re proudest of is that it’s **safe by construction:** 🔑 Scoped, revocable API keys, so an agent only gets the permissions you grant 🛑 Server-side spending limits, enforced on our side, so the agent literally can’t exceed them 📒 Full audit trails on every action 🏦 Funds held in FDIC-insured accounts at Thread Bank You can try the whole thing free: [link] I’d love your feedback: what’s the first thing you’d want your agent to be able to pay for? I’ll be here all day answering everything. 🚀

This looks great, congrats! Is this live already, or is this a coming soon launch?

Maker

 Thank you!

It's very much alive. We are serving thoiusands of customers and we've routed over $3B since launching in 2024, processing 300K+ transfers every month, and we're FDIC-insured through our banking partner.

One of the most interesting launches today! When one movement fans out across three accounts and leg two clears but leg three bounces, do you guys unwind the cleared legs or you hand the agent an almost-done state to reconcile?

Maker

 So that logic is predefined in Sequence (as it should be), and the current behavior is that it will complete the initial 2 legs, log their completion, and upon failing the 3rd, it will log that failure.

Effectively, an automation with multiple steps in order will complete each step until it completes or fails on a given step. If it fails at a step, then it'll stop the rest of the automation from continuing but allow what has already been completed to remain.

Nice! I was planning to built family financial planner/router for my kids (that keeps asking more money for various reason) and got stuck. I'll give it a try and build Claude agent + Sequence and see how it goes, stay tuned!

Maker

 Very cool!

Feel free to reach out if you need a hand.

Maker

   We actually have a playbook written out on how to implement exactly that!

the concept it's crazy, but I honestly wouldn't give access to an ai to handle my money, but the products seems amazing, good job.

Maker

 Hey Adam, Liza here, Sequence COO 👋


You put your finger on exactly the problem we built for: no one should hand an AI blanket access to their money, and with Sequence, you never do.


Every agent key is scoped three ways: which actions it can take, which accounts it can touch, and a hard dollar ceiling it can't cross, all enforced server-side. Nothing moves without dry-run and a full audit log. We've now moved over $3B and handle 300K+ transfers a month.


BTW, this is not theoretical for us. We run our entire company's financial stack through Sequence. I set up our money-movement workflows as hard-coded rules, and our agents trigger those rules based on business context, deciding when to act, not what's allowed. I monitor execution with Claude Code and our new Globster (powered by ) integration.


Would love for you to try it and tell us what you think! 🙏


Liza

The scoped-keys-plus-server-side-limits part is the bit that actually matters here, and it's easy to underrate. I build agent tooling and prompt-level guardrails always leak eventually. Tell an agent 'never move more than $500' and under the wrong instruction chain it will cheerfully try anyway. The only thing that holds is a limit the agent literally can't see or edit. Question for : are the limits scoped per-key or per session, and can a compromised agent widen its own scope?

Maker

   limits are scoped per-key, and an agent cannot widen its own scope. limits can both limit source & target account pairs, and apply an amount limit ("don't move more than 100$ at once", or "don't move more than 100$ a month to this account"). We believe agents need deterministic independent guardrails when it comes to your finance.

Cool!
Best of luck to you! 🔥

Maker

 ❤️🙏🏻❤️

Love this! Go go go Sequence ♥️

Maker

 We love you too!

Does Sequence attach metadata or memo fields so agent-initiated movements map cleanly to accounting systems?

Maker

 Sequence has two ways to move money at the moment:
1. One-time transfers, initiated by your agent. These transfers can receive a 10 char description, which passes on through banking systems to accounting systems.
2. Build-in deterministic rules, where the agent has less control and can only trigger a built-in template. In these, the description attributes the rule, not the triggering party.

All APIs are also tracked in our audit log, which can be attributed per agent. All money movements have a financial ledger.

Here's a link to our one-time transfer API:

We're here for any questions :)

 thanks a lot Sigal, this is what I was lookin for

Maker

 If you're asking if the transfers themselves allow you to add a few additional characters as memos/ metadata, then yeah.

All the transfers/ transactions map cleanly and can be plugged into QuickBooks, Xero, etc.

This is exactly what I was looking for. Even guys from MFM podcast mentioned this idea a month or so ago. Congrats guys, this is great!

Maker

 Thank you 🫡

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