CostTalk - A chat like expense / income manager launching today

I run a woodworking business with partners. On every project, I'd collect one payment, a partner would collect another, and we'd all cover different expenses out of our own pockets. By the end of a job, nobody could say who was owed what. It caused real friction — so I built the tool I wished existed.

CostTalk is a team-based project ledger that keeps everyone's money straight, automatically.

What it does:

• ⚖️ Per-person credit/debit ledgers — every entry is auto-assigned to whoever logged it, so each partner's real balance is always clear. No more end-of-project arguments.

• 💸 Expenses & income together — track money in and out on the same project, with quantity, supplier, notes and dates.

• 🧾 Receipt capture — attach photos, stored privately, viewable only by project members.

• ⏱️ Attendance & man-hours — log working hours against each project.

• 💰 Automatic salaries — turn those hours into monthly and per-project employee pay.

• 📈 Reports & graphs — spending over real time, income vs. expense, and labour-cost breakdowns per project.

• 📤 Export everything — CSV / Excel, plus a ZIP bundle with all receipts for backup.

• 🎨 Themes & currencies — light/dark/Sunset/Ocean, and dozens of currencies.

📱 Works everywhere: Android, Windows, and Web — one account, synced live. Log an expense on your phone on-site; review the books from your desk.

🎉 Launch offer: the Web app is free for everyone for a limited time — no Premium needed. Just sign in and start.

👉 Try it: costtalk.web.app
▶ Google Play: https://play.google.com/store/apps/details?id=com.sinewave.projectcost&hl=en · 🪟 Microsoft Store: https://apps.microsoft.com/detail/9nsvmlxt1n03?hl=en-US&gl=PK

If you run a small business, workshop, or any team where money flows through more than one person, I'd genuinely love your feedback — and a look on Product Hunt if you have a sec: https://www.producthunt.com/products/costtalk-team-ledger-tracker?launch=costtalk-team-ledger-tracker 🙏