Have you actually switched to passkeys, or are you still on passwords + 2FA?

Passkeys keep getting pushed by every major platform now, Apple, Google, Microsoft, most banks. In theory they're more secure and easier than passwords. In practice, adoption still feels slow.

Have you actually switched over for your important accounts, or are you sticking with a password manager plus 2FA out of habit, or because passkeys feel confusing to set up across multiple devices?

I work in information security and I'm curious whether the hesitation is technical, or just that old habits are hard to break.