Point is a mobile banking app that includes a debit card with amazing rewards (3% cash back on rideshare, 4% cash back at coffee shops, and more) paired to a thoughtfully designed checking account that earns 1.4% APY interest. USE INVITE CODE PH2019 to signup
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My biggest pain point with my existing (Wells Fargo) card is that they decide, unilaterally, when to turn the card off due to fraud risk. Every time they do, it's a nightmare. I have to go back to every single vendor (after finding them all) and change my card info. I would *really* like a card that guarantees that this doesn't happen, or at least makes it almost certain that it won't. What can Point do in this regard? Also, I'm primarily talking about a business card here. Do you take business accounts (eg a US single member LLC), or only personal accounts?
@cdc We don't offer business cards but what we do the ensure that you have control over your card is allow you to lock/unlock, enable foreign transactions, and order a new card from the app.
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Great visionary consumer banking solution with appealing competitive rewards
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Fantastic
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This looks awesome! Just downloaded. Onboarding process is beautiful. Can't wait to start using it!
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No foreign transaction fees - is there a list of countries covered?
I love Point - if you believe that product design matters, credit card debt sucks, and want to earn rewards from amazing merchants... this is a must have.
So proud of the team and the vision.
What an epic product. Proven CEO, strong team and real market need. Very excited to start my point banking experience. Hats off to you folks!
Parul Gujral
CEO
Snowball Money
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So how do I deposit actual checks into this checking account?
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Received a response that this is still in beta and mobile deposits are on the road map
I have been a user since July 2019 and you crank up points very quickly, the experience overall is decent but I am certain it will improve overtime. I have been frustrating by what the major banks offer with debit card and banking experience so having Point as new actor in the game trying to resolve this is very welcome. Of course it's not perfect, there are few bugs here and there. I hope the team keeps their laser focus on the core experience before adding new features, this could turn out to be one of the best service out there in months/years to come. So keep up the good work. Merci!
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I cannot download the apk although i am a US resident
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