One thing I ve realized while building Pocket is that most personal finance apps do a great job showing where your money is today. But that s rarely the question I struggle with.
The questions I actually want answered are things like:
If I buy a new laptop today, how much later will I become debt-free?
If I put an extra $500 towards my loan this month, how much interest will I save?
If I take a vacation, what goal gets delayed?
If I get a raise, what s the smartest place to put the extra money?
See your debt-free date before you spend. Pocket is a privacy-first financial simulator for Mac — no bank login, no subscription, local data only.
Simulate any purchase and watch your timeline shift. Pocket's surplus allocation engine shows where freed-up payments go next, so you reach financial freedom faster.
One-time purchase. Lifetime license.
