What financial decision do you wish you could simulate before making?

One thing I’ve realized while building Pocket is that most personal finance apps do a great job showing where your money is today. But that’s rarely the question I struggle with.

The questions I actually want answered are things like:

• If I buy a new laptop today, how much later will I become debt-free?

• If I put an extra $500 towards my loan this month, how much interest will I save?

• If I take a vacation, what goal gets delayed?

• If I get a raise, what’s the smartest place to put the extra money?

They’re all “what if” questions. That’s why I built Pocket around financial forecasting rather than just tracking transactions. I wanted to understand the future impact of today’s decisions before making them.

I’m curious how everyone else approaches this.

Have you ever made a financial decision and later wished you had simulated the outcome first?

I’d love to hear your experiences and the kinds of scenarios you wish your finance tools could answer.