Pocket
See your debt-free date before you spend
Start new thread

Pocket - See your debt-free date before you spend

by•
See your debt-free date before you spend. Pocket is a privacy-first financial simulator for Mac — no bank login, no subscription, local data only. Simulate any purchase and watch your timeline shift. Pocket's surplus allocation engine shows where freed-up payments go next, so you reach financial freedom faster. One-time purchase. Lifetime license.

Add a comment

Replies

Best
Maker
📌
Hey Product Hunt 👋 I'm a solo developer who got tired of finance apps that either demanded my bank passwords or trapped me in subscriptions. So I built Pocket — a Mac app that helps you simulate financial decisions before you make them. Here's what makes it different: instead of just tracking what you already spent, Pocket shows you what happens before you spend. Add a $2,000 vacation to your credit card and watch your debt-free date shift in real time. Pay off a card and see exactly where that freed-up $250/month should go next. Everything runs locally on your Mac. No bank login. No data leaves your device. One-time purchase, lifetime license. I'd love your feedback — especially from anyone who's ever opened a spreadsheet to figure out "can I actually afford this?" Happy to answer any questions! Here is a web simulator of how Pocket works: