Owe3 ā Premium multi-currency bill splitting for expat communities. Track expenses, manage groups, and resolve debts in USD, AED, EUR, and SGD.
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Best
Maker
š
š I'm Rutvik, solo developer from
India ā and I built Owe3 entirely by myself.
Here's what makes Owe3 different from Splitwise or Venmo:
ā Settlements are real ā not IOUs. When you settle,
a transaction confirms on Ethereum. No "I'll pay
you back later."
ā One signature, multiple debts ā our DivvyBatchTransfer
smart contract clears all your group debts in a
single on-chain transaction.
ā No wallet? No problem ā sign in with email/password
and still use all features. Wallet is optional,
not a requirement.
ā Completely free ā no paywalls, no 10-second ads,
no daily expense limits (looking at you, Splitwise).
ā Live on Base mainnet today ā real USDC settlements,
not just testnet. Your money, your chain.
Would love your honest feedback š
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