Owe3 — Premium multi-currency bill splitting for expat communities. Track expenses, manage groups, and resolve debts in USD, AED, EUR, and SGD.
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Best
Maker
📌
👋 I'm Rutvik, solo developer from
India — and I built Owe3 entirely by myself.
Here's what makes Owe3 different from Splitwise or Venmo:
→ Settlements are real — not IOUs. When you settle,
a transaction confirms on Ethereum. No "I'll pay
you back later."
→ One signature, multiple debts — our DivvyBatchTransfer
smart contract clears all your group debts in a
single on-chain transaction.
→ No wallet? No problem — sign in with email/password
and still use all features. Wallet is optional,
not a requirement.
→ Completely free — no paywalls, no 10-second ads,
no daily expense limits (looking at you, Splitwise).
→ Live on Base mainnet today — real USDC settlements,
not just testnet. Your money, your chain.
Would love your honest feedback 🙏
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