MoneyMap - Escape the paycheck-to-paycheck cycle, together
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MoneyMap shifts the focus from rigid monthly cycles to intuitive, paycheck-centric budgeting. Automate your expense tracking by securely connecting to 12,000+ financial institutions. What sets us apart is ultimate privacy: your data stays on your device with end-to-end encryption, while still allowing secure syncing and account sharing with a partner. Ditch the spreadsheets!
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Today I’m launching MoneyMap on the App Store! 🚀
I started working on this in August 2024. As a software engineer (now Software Architect), I was tired of settling for budgeting apps that didn't map to my actual paycheck cycle. I spent years relying on manual spreadsheets before deciding to build my own automated solution. After a full rewrite and a completely new architecture, launch day is finally here.
The Tech & Core Features:
• Paycheck-First Approach: Shifts the focus from strict monthly budgets to paycheck-by-paycheck planning.
• Bank Connections: Securely connects to 12,000+ financial institutions (powered by Plaid, with Stripe fallbacks).
• E2E Encryption: Taking a different approach from the current market, all data lives on your device, not a server.
• Encrypted Sync: You can still securely share accounts with a partner without compromising the device-first architecture.
I'd love for you to try it out and let me know your thoughts!
Really like the paycheck-based approach and local encryption angle, that combo feels rare. One thing I'd love to see is a cash flow forecast that shows upcoming bills against each paycheck in advance, so I know which pay period will actually cover them.
@kardelenme36957 Thanks for the feedback! We actually have something like that. You can create spending plans for future pay-periods.
I'll for sure look in to adding a better UX for that.
Finally ditched my spreadsheet and MoneyMap's paycheck-based view just made more sense than any monthly budget I've tried. Loved that it linked to my bank in seconds and didn't nag me to upgrade.