GeoClear - Address API with FEMA flood zone + census tract. Free.
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GeoClear returns FEMA flood zone, census tract, county FIPS, RDI, and timezone for any US address — in a single API call.
198M+ addresses. Free tier (10K calls/mo), no credit card. Paid plans from $49/mo.
No stitching together the Census Bureau geocoder + FEMA NFHL API separately. We did that work. You get one clean JSON response.
Built on: USDOT NAD, Overture Maps, FEMA NFHL, US Census Bureau.
Replies
Hey PH 👋
I built GeoClear because I kept running into the same problem: you need a US address validated AND enriched with flood zone + census tract, and stitching it all together from multiple sources is a pain.
GeoClear does all of that in one call.
What you get back:
• Validated + standardized address
• FEMA flood zone (AE, X, VE...) + SFHA flag — NFIP-ready for mortgage disclosure
• Census tract + county FIPS — HMDA-ready for CRA reporting
• Risk Score: deliverability (0–1), fraud (0–1), disaster (flood + wildfire + storm)
• Timezone + residential delivery indicator
New: Compliance tier — for mortgage lenders + insurers
Replaces $3–$15/address manual flood determinations. Auditable FEMA source. No per-determination fee. $249/mo flat.
New: Risk Score API — for logistics, insurance, e-commerce
Four numbers per address in one call. Replaces a separate risk vendor for many use cases.
Free tier: 10K calls/month, no credit card. Live demo at geoclear.io.
Happy to answer anything — data pipeline, compliance use cases, whatever!
Hey PH 👋
I built GeoClear because I kept running into the same problem: you need a US address validated AND enriched with flood zone + census tract, and stitching it all together from multiple sources is a pain.
GeoClear does all of that in one call.
What you get back:
• Validated + standardized address
• FEMA flood zone (AE, X, VE...) + SFHA flag — NFIP-ready for mortgage disclosure
• Census tract + county FIPS — HMDA-ready for CRA reporting
• Risk Score: deliverability (0–1), fraud (0–1), disaster (flood + wildfire + storm)
• Timezone + residential delivery indicator
New: Compliance tier — for mortgage lenders + insurers
Replaces $3–$15/address manual flood determinations. Auditable FEMA source. No per-determination fee. $249/mo flat.
New: Risk Score API — for logistics, insurance, e-commerce
Four numbers per address in one call. Replaces a separate risk vendor for many use cases.
Free tier: 10K calls/month, no credit card. Live demo at geoclear.io.
Happy to answer anything — data pipeline, compliance use cases, whatever!