I m currently building Gap, a debt tracker designed to be a "silent mirror" rather than a loud coach.
The motivation came from a personal place: I was struggling with my own debt, but every app I tried felt like a casino full of flashy charts, aggressive "reminders," and endless subscriptions. They were supposed to help, but they just made me want to close my eyes and ignore the problem.
Most debt apps push you to “crush” your goals.
They celebrate streaks.
They show progress bars.
They try to motivate you.
Gap does the opposite.
It simply shows what remains.
No pressure.
No noise.
No emotional design.
Just a clear view of your debt.
What Gap offers:
• Track one debt for free
• No sign up
• No ads
• Works fully offline
• One-time unlock for unlimited debts
That’s it.