Liran Amrany

Debitize - Credit card perks without the debt, now on iOS

Debitize lets you use any existing credit card like a debit card. Earn rewards and build credit without debt, interest, or late fees. It's the best of both worlds. Upgrade to Credit Optimizer and we'll automatically keep your credit utilization low to help boost your credit score even more.

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Isaac McDaniel

I won't say I'm bad with managing my money, but this app allows me to set it and forget it when it comes to using and paying off my credit cards. In the past I would have gone to each credit card's website or app to make a payment once a week or so. This way my balance never got too high and I didn't accidentally spend the money from my checking account.

Pros:

I enjoy being able to earn rewards on my cards with those transactions covered by transferring money out of my checking account

Cons:

A few of my retail store issued cards weren't covered

Adam Harbaugh
I love the Debitize app and service. It has been nice getting the benefits of a credit card and the convenience of tracking finances that a debit card provides. I first heard about the app on the Clark Howard show about a year ago and have no complaints since using the app. Their staff has been very quick to respond and very helpful the few times that I’ve had questions. I’ve recommended the app to a couple of friends/family and they love it tooo.
Clinton Fisher

Was a paid member, but i only continue subscriptions when there is active development and value adds.

Pros:

No active development

Cons:

no android app

Michael Smith

Haven't found the lack of android app a problem, website works great.

Pros:

Pays the bill reliably, Rack up CC points

Cons:

None

MJ Richard

Need to add functionality that lets users add their creditors.

Pros:

was really excited about the idea of an app that would help me maximize my rewards cards without racking up debt

Cons:

My main rewards card isn’t available in the app!

Matthew Goldman

simplifies making sure you don't overspend. massively can positively affect your credit score.

Pros:

simple to use

Cons:

some times some issues with cap one

Lucas Isola

Love Debitize!!!

Pros:

Reliable, Easy to Setup, Rewards

Cons:

Can't Think of Any

Lior Vaknin
🤘
Bob Waterman

I basically use my debit card to withdraw cash or deposit checks, nothing else. After having a fraudulent charge on my debit card awhile back (and hundreds of dollars on hold for several days), I started using credit cards for most transactions. Debitize makes the payments i used to have to make frequently. Helps me keep the points I'm earning, too.

Pros:

Automatic, no need for attention/input

Cons:

None experienced so far

cathy goldshot

I love not having to worry about making my cc payment each month. It works like a debit card.

Pros:

Very easy to use. Helps keep credit score high.

Cons:

None