CIARAM Personal Finance
Take control of your money without giving up your privacy
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CIARAM Personal Finance - Take control of your money without giving up your privacy

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CIARAM Personal Finance brings budgets, transactions, debts, goals, subscriptions, net worth and multi-currency finances into one private-by-design workspace. Understand your financial picture with live FX rates, CSV import, portable data and CIARAM For You — which surfaces what deserves your attention using defined financial criteria, not generative AI. Explore the public Demo without creating an account.

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👋 Hi Product Hunt — I’m Francisco, founder of CIARAM.

I built CIARAM Personal Finance around a simple idea:

Before making better financial decisions, you need to clearly understand your money.

CIARAM brings your transactions, budgets, debts, goals, subscriptions, net worth and multi-currency finances into one clear, private-by-design workspace.

One of the features I’m most excited about is CIARAM For You. It reviews the financial information you record and surfaces what deserves your attention using defined financial criteria — not generative AI.

Privacy was also a core design decision. CIARAM does not require a bank connection, and your financial information primarily remains in your browser.

We also built a public Demo, so you can explore CIARAM immediately without creating an account.

I’d really value your feedback on two things:

1. Is your financial picture easy to understand quickly?
2. Does CIARAM For You surface information you would actually act on?

Thanks for taking a look — and for helping us make CIARAM better.

Francisco
Founder, CIARAM