Cadence – Know what you can spend today
Cancel subscriptions without giving up your bank login.
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Cadence – Know what you can spend today - Cancel subscriptions without giving up your bank login.

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Offboard shows you every subscription and recurring charge you have — without connecting a bank account — and when you're ready to cancel something, it actually generates and sends the cancellation request for you, using the new click-to-cancel rights now active in the US, UK and EU. No bank access. No percentage-based fees. Just a flat price and a real way out of subscriptions you forgot you had. Built by VORNEAUX. Follow to get notified when early access opens.

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Hey Product Hunt 👋 We're the team behind Cadence. The idea started from a sentence we kept hearing almost word-for-word from freelancers, consultants and creators: "I earn enough, I just never know how much I can actually spend right now." That's not a discipline problem — it's a tooling problem. Every budgeting method we looked at, YNAB included, is built around a fixed monthly paycheck. The moment your income swings 3-5x month to month, you end up doing all the recalculating by hand, every time. So we're trying something narrower: instead of a full budget to manage, Cadence gives you one number a day — what you can safely spend right now — plus automatic tax set-asides and a running buffer countdown. No categories to reassign, no weekly ritual. This page is pre-launch — we haven't built the calculation engine yet, and we're using signal from here (waitlist + feedback) to decide what to prioritize first. Genuinely curious from this community: 1. If you have variable income, how do you currently decide what you can spend? 2. Would a single daily number actually replace a budget for you, or is that oversimplifying something you want more control over? We'll be around in the comments to reply to everything.