... obsessed with Pricing, and just started testing a new experiment for my startup, @Pretty Prompt : Remove the monthly tier; offer only Free or Yearly (basically no monthly plan available). We decided to do this after doing some simple maths and seeing that 42% of users today choose annual vs

... Every year I reflect on how I spent money in the previous year

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... days after I turned 18. After having that beginner card for a few months I was able to get approved for an AmEx card, followed by Chase, CapOne and all the rest. One fine day, a few years later, I received a letter in the mail from BOA stating that they would be closing my card due to inactivity! Immediately, my credit score dropped by about 50 points since: A) I lost my oldest line of credit, bringing my average ... ... credit age down by a few years