Launching today

Unfreeze — Debt & Budget Planner

Launching today

A debt payoff plan people can actually finish reading.

7 followers

A debt payoff plan people can actually finish reading.

7 followers

Unfreeze is a web tool that turns "I don't know where to start" into an exact debt-free date — no subscription, no account, no data leaving the browser.

Unfreeze — Debt & Budget Planner gallery image

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Launch tags:Money•Finance•Personal Finance

Launch Team

ElevenAgents by ElevenLabsScale conversations without scaling your team

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Maker

📌

I built Unfreeze because I was tired of doing my own debt payoff math in spreadsheets. Every time I wanted to compare Avalanche vs. Snowball, or see how an extra £50/month actually moved my debt-free date, I'd end up rebuilding half a spreadsheet from scratch — formulas breaking, tabs everywhere, way more tedious than it needed to be. So I built the tool I wished I'd had: add your debts and income once, and it instantly shows you both strategies side by side and your exact payoff date. No formulas, no manual updates, no subscription.

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1d ago

Finally got around to paying off a nagging credit card. The dashboard showed my payoff date and total interest saved, which felt oddly motivating. Loved that nothing asked me to sign up.

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8h ago

Tried it with my own messy debt list and the timeline it spit out actually felt doable instead of depressing. Love that nothing gets saved anywhere.

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8h ago

How does it handle interest rates that change over time, like credit cards with variable APRs?

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9h ago