Capchase Expense Financing

Buy now, pay later for your business spend

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Buy now, pay later for your business spend

12 followers

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Budgeting apps

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Startup financial planning

Introducing Capchase Expense Financing! 🚀 Pay large bills over time. Built for tech companies! 😎: ✅ Finance large bills on your own terms, and smooth out your cash flows. ✅ Capchase pays upfront for your AWS, Ad spend, software, etc. and you pay monthly!

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Launch tags:Fintech•SaaS•Tech

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Capchase Expense Financing

Maker

Hey Product Hunters! Excited to launch something new with Capchase! We’re calling it Expense Financing, and it’s here to help founders… finance their startup’s expenses (clever name, right? We’re looking for a VP of Marketing 😁). 🤔 Problem We started Capchase with the goal of helping startups grow faster without dilution, by pulling their future revenues to the present. While talking to our customers about how they’d like to manage their cash flow, we saw they often have large expenses in Cloud, Ads or Payroll that they need to smooth out to keep their cash flow goals. So, it became evident we needed a product to help them push their present expenses to the future. 🛠 Solution So we’ve built exactly that. We want to help other founders and exec teams pay that legal bill, that AWS cloud fee, payroll even, by creating a solution that spreads out these payments over time and frees up cash. Capchase pays upfront for you (so you can get that yearly discount 🤑), and then you pay back monthly - best of both worlds (seriously, I cannot believe a solution to this is not in-market yet 😅). Smarter cash management is the guiding north star principle we’re instilling at Capchase, so expense financing seemed like a no-brainer evolution of our solution portfolio for tech companies. Join the waitlist now for $50k in free financing! https://www.capchase.com/expense... Let me know what you think!😊 💖 Special thanks to all of those at Capchase who made this happen, too many to mention by name, but I’d be remiss not to mention my 3 other co-founders, Miguel, Przemek and Luis, and the whole Product and Eng team that has put this together in record time!

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4yr ago

@ignacio_guli_moreno Interesting Idea, Do founder have to pay later with interest fees? How will you make sure founder pays you back?

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4yr ago

Capchase Expense Financing

Maker

@nikhil_agrawal, yes! essentially founders pay back a bit more than what they were credited. The amount depends on the terms they choose, but it's a very competitive fee 😊

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4yr ago

Capchase Expense Financing

Maker

If founders had to pick the biggest pain they deal with, that'd be probably fundraising. Increasing cash availability today to avoid fundraising can be done in two ways: 1/ you increase revenue (surprise surprise - we have a Revenue financing product that pulls future revenue to the present) or 2/ you decrease expenses by spreading them out over time Using these tools, any recurring revenue company can reinvest more $ today to accelerate growth, increase valuation, and avoid dilution. Dilution is not the solution!

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4yr ago

This is incredible, I hate trading off paying monthly for stuff if I want a discount - can you do both with this?

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4yr ago

Capchase Expense Financing

Maker

@pete_moses Yes! The cool thing is we can pay yearly upfront for you, you get the discount (which is typically significantly higher than our fee) while still paying monthly. Almost a no-brainer! 👏

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4yr ago

When we started Capchase we just wanted to enable Founders to focus on building great businesses without having to worry about cash availability and predictability. Our first product helps to pull revenues forward and fund growth without using cash, and this one pushes expenses to the future to smooth out burn. When we raised our seed last year, I remember we had to pay $25k+ to lawyers straight away. And when we pay our salesreps their hard earned commissions, we always pay on the month of closing, even if revenues come later in the year. Those are two of the many instances in which I always wanted to spread out the expenses across several installments. I'm so pumped that we released this product to help other founders solve this moving forward. Companies that start using Capchase grow 53% faster than before and have cumulatively added over 3,000 months of runway! We can't wait to change the lives of more founders

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4yr ago

Wow super useful tool! This will for sure lighten the financial burden of many companies 🚀

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4yr ago

Game changing business, and stellar execution based off of what I'm reading here and online, congratulations to the Capchase team. Is this, or will this be available to companies globally?

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4yr ago

Capchase Expense Financing

Maker

@miguel_iglesias Right now it's available in US, Spain and UK, and rolling out across Europe now!

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4yr ago

Heron Data

This is awesome guys! Huge congrats

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4yr ago

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