Launching today
RewardTide
Know the best credit card to use for every purchase
2 followers
Know the best credit card to use for every purchase
2 followers
RewardTide is a privacy-first credit card rewards optimizer that helps you maximize points, miles, and cash back. Add the cards in your wallet and instantly see which card to use for every purchase based on reward multipliers and categories. Unlike most finance apps, RewardTide does not require linking bank accounts or sharing financial credentials. It also helps you understand the benefits of your cards and build a smarter rewards strategy.
Hi Product Hunt! I'm Mayank, the maker of RewardTide.
RewardTide started as a personal tool. I've always been obsessed with maximizing credit card rewards and manually researching which card to use for each purchase.
Dining → one card
Travel → another
Groceries → something else
Over time I realized most people have great credit cards but don’t fully understand the benefits they already have — things like extended warranties, purchase protection, travel insurance, and category multipliers.
At the same time, many finance apps ask for bank account access, which a lot of people are uncomfortable with.
So I built RewardTide with a different philosophy:
• No bank integrations
• No sensitive financial data sharing
• Just intelligent recommendations based on the cards you own
You simply add your cards and RewardTide tells you which card to use to maximize rewards.
It also includes Ponchik AI, a rewards advisor that helps answer questions about your cards and benefits.
I'd love feedback from the community:
What’s the most confusing part of credit card rewards today?