Finlingo

Your own AI CFO, watching your money on autopilot

75 followers

Your own AI CFO, watching your money on autopilot

75 followers

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Finance

Finlingo is your own AI CFO that watches your money on autopilot. It securely connects to your bank, credit card, and investing accounts then tracks spending, income, transfers, and subscriptions in the background. It alerts you before things go wrong, like rising burn, hidden fees, or quiet spending creep. When you want to go deeper, ask Finny by voice or chat, it explains your money and helps you make clear, data‑driven decisions with personalized insights for your situation. @YC application

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Launch tags:Fintech•Artificial Intelligence•YC Application

Launch Team / Built With

Wispr Flow: Dictation That Works EverywhereStop typing. Start speaking. 4x faster.

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Maker

📌

Hey everyone I just launched Finlingo 2.0, an AI that actually watches your money in real time and alerts you before you overspend. What it does: Talk to your finances. Ask "Why did I spend so much?" or "Can I afford this?" and get instant answers Voice mode. Have real conversations with your money, no dashboards needed Smart alerts. Get notified before you overspend, drift off budget, or hit unusual charges Real-time monitoring. Catches things as they happen, not weeks later when it's too late Why I built this: Most finance apps are reactive; they show past data after the damage is done. I wanted something that helps in the moment and keeps you in control before things go off track. Since March: $6.2M AUM, trusting us with their money. PH exclusive: 7 day trial + 30% off annual with PRODUCTHUNT What would you want your AI CFO to tell you first

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4mo ago

Maker

@dahilon Lets get the ball rolling !

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4mo ago

Congratulations on the launch! I tried Finlingo a few days ago, and I love the design and UX. That said, do you plan to expand support for more banks, such as those in the EU, for non-US users? Looking forward to it

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4mo ago

Maker

@ioanamarin thank you so much, really appreciate you trying it out. Right now we support 12,000+ banks through Plaid, and Plaid does include a lot of European banks too. So there’s a good chance your bank is already supported. If you try connecting it and don’t see your bank, let us know and we’ll look into it.

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4mo ago

Connecting bank, credit card and investing accounts in one place is what everyone has now, but catching subscription creep before you notice is super useful. How does the alert logic works? Rule-based thresholds or does it learn your personal patterns over time? Good work anyway

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4mo ago

Maker

@artstavenka1 appreciate that.

It’s a mix of rules and learning from your transaction history.

Finlingo looks back through your past spending, identifies recurring charges and normal patterns, then flags when something starts changing or creeping up.

So it’s not just “over $50 = alert.” It gets better as it understands what’s normal for you.

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4mo ago

Maker

Your future could be in your hands with Finlingo. Take control of your money today!

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4mo ago

Forum Threads

p/finlingo

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4mo ago

We hit 6.2M AUM in 50 days — 3 things that actually moved the needle

Hey Product Hunt,

Launching Finlingo on Friday, but wanted to share what actually worked going from 0 to 6.2M AUM and 218 users in 50 days.

1. Alerts beat dashboards (3x higher engagement)

Users don't want more data to check. They want to know when something needs their attention. We shifted from "here's your finances" to "you're overspending, here's why" and saw 3x more daily engagement.

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