Capchase Expense Financing

Hey Product Hunters! Excited to launch something new with Capchase! We’re calling it Expense Financing, and it’s here to help founders… finance their startup’s expenses (clever name, right? We’re looking for a VP of Marketing 😁). 🤔 Problem We started Capchase with the goal of helping startups grow faster without dilution, by pulling their future revenues to the present. While talking to our customers about how they’d like to manage their cash flow, we saw they often have large expenses in Cloud, Ads or Payroll that they need to smooth out to keep their cash flow goals. So, it became evident we needed a product to help them push their present expenses to the future. 🛠 Solution So we’ve built exactly that. We want to help other founders and exec teams pay that legal bill, that AWS cloud fee, payroll even, by creating a solution that spreads out these payments over time and frees up cash. Capchase pays upfront for you (so you can get that yearly discount 🤑), and then you pay back monthly - best of both worlds (seriously, I cannot believe a solution to this is not in-market yet 😅). Smarter cash management is the guiding north star principle we’re instilling at Capchase, so expense financing seemed like a no-brainer evolution of our solution portfolio for tech companies. Join the waitlist now for $50k in free financing! https://www.capchase.com/expense... Let me know what you think!😊 💖 Special thanks to all of those at Capchase who made this happen, too many to mention by name, but I’d be remiss not to mention my 3 other co-founders, Miguel, Przemek and Luis, and the whole Product and Eng team that has put this together in record time!

If founders had to pick the biggest pain they deal with, that'd be probably fundraising. Increasing cash availability today to avoid fundraising can be done in two ways: 1/ you increase revenue (surprise surprise - we have a Revenue financing product that pulls future revenue to the present) or 2/ you decrease expenses by spreading them out over time Using these tools, any recurring revenue company can reinvest more $ today to accelerate growth, increase valuation, and avoid dilution. Dilution is not the solution!

This is incredible, I hate trading off paying monthly for stuff if I want a discount - can you do both with this?

When we started Capchase we just wanted to enable Founders to focus on building great businesses without having to worry about cash availability and predictability. Our first product helps to pull revenues forward and fund growth without using cash, and this one pushes expenses to the future to smooth out burn. When we raised our seed last year, I remember we had to pay $25k+ to lawyers straight away. And when we pay our salesreps their hard earned commissions, we always pay on the month of closing, even if revenues come later in the year. Those are two of the many instances in which I always wanted to spread out the expenses across several installments. I'm so pumped that we released this product to help other founders solve this moving forward. Companies that start using Capchase grow 53% faster than before and have cumulatively added over 3,000 months of runway! We can't wait to change the lives of more founders

Wow super useful tool! This will for sure lighten the financial burden of many companies 🚀

Game changing business, and stellar execution based off of what I'm reading here and online, congratulations to the Capchase team. Is this, or will this be available to companies globally?

This is awesome guys! Huge congrats