Would you trust a money app that never goes online?

We're the team at AiRedHQ building YojIQ, an Android money planner for salaried people in India.

It has no internet permission at all: no sign-up, no bank linking, no ads, no tracking. Everything stays on the phone, and backups are encrypted files you keep yourself.

The trade-off is that it can't read your bank SMS or sync across devices, so you add expenses yourself. For you, is that a deal-breaker or a feature? What would make you trust (or not trust) a finance app with your numbers?