David Pongo

Looking for feedback on Money Pilot — a free finance planner before you spend

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Hey everyone,

I’m building Money Pilot, a free personal finance planning app designed to help people understand their real financial position before they spend money.

The idea is simple: instead of only tracking what you already spent, Money Pilot helps you plan ahead by adding income, recurring expenses, bills, credit card balances, 0% offer end dates, and payoff scenarios so you can see what money is actually safe to spend.

I’d really appreciate honest feedback on:

  1. Is the purpose of the app clear when you land on it?

  2. Does this feel useful compared with normal budgeting apps?

  3. What would make you trust it enough to use it with your own finances?

  4. Is anything confusing, missing, or overcomplicated?

The app is still early, so I’m mainly looking for feedback rather than trying to “launch big” too soon.

Thanks in advance — any thoughts would genuinely help.

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