Trakio - See your finances on the big screen — Trakio for web

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Trakio auto-tracks your expenses from bank SMS on Android. Now analyze it all on desktop: spending trends, budgets that coach you, savings-goal projections, a loan tracker, and a financial health score — on one big-screen dashboard. Free, private, India-first.

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Hey Product Hunt !!

A few weeks ago I launched Trakio — an Android app that auto-tracks your expenses by reading your bank SMS, so you never type in a transaction. Today I'm launching the other half: Trakio on the web.

Your phone is great for capturing money as it moves. But a small screen is a terrible place to understand months of it. So the web dashboard is built for exactly that — the big-screen analysis your phone can't do:

Spending trends across any range — this month, 3 months, this year, all time
Insights that talk to you — "you spent 23% less than last month," "Travel is your biggest jump"
A budget coach — pace alerts, safe-to-spend-per-day, "on track to overspend Food by ₹3k"
Savings-goal projections & a loan tracker — know exactly when you'll hit a goal or clear a debt
A financial health score with a plain-English verdict
CSV export of anything you filter

It's read-only by design — your phone captures, the web analyzes. No data entry, no clutter, just clarity.

It's live now at trakio.co.in — sign in with your Trakio account and your whole financial picture is already there, waiting to be explored on a real screen.

I'm the solo dev and I'll be here all day. Tell me what you'd want to see about your own money if you had the space to look.

🌐
📱 Android:

Really like the SMS approach since it avoids sketchy bank logins. One thing that would make it way more useful for me is a quick "split this transaction" option for shared UPI payments, like when I pay 600 for dinner and a friend owes half. That small addition would make Trakio feel complete for everyday Indian users.

 Really sorry for the delay in replying we had flooding here that knocked out power and network for a few days, and I'm only just back online. Genuinely gutted I couldn't respond while the launch was live, because this is one of the best comments I got.

You've nailed something I think about a lot. Split payments are huge in India — UPI basically made "I'll pay, settle me later" the default, whether it's dinner, an Uber, or groceries. Right now Trakio logs the full ₹600 as your expense, so your spending looks inflated and the ₹300 your friend owes you is invisible. That's a real gap. Splitting a transaction into "my share" + "owed to me" is exactly where I want to take this.
Thanks for taking the time to think it through, and sorry again for the radio silence — monsoon had other plans.