Tally
Free personal finance calculators — real math, no sign-up
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Tally - Free personal finance calculators — real math, no sign-up

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Tally is a set of free, no-signup personal finance calculators — budget, debt payoff, emergency fund, savings goal, compound interest, home affordability, true hourly rate — paired with plain-spoken articles that show the actual math behind each one. No ads gating the tools, no email wall. Just type your numbers and see the result instantly.

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Hey, I'm the person behind Tally. I built it because most "free calculator" sites either gate the real math behind an email signup or bury it under ads before you get a number. Tally is just the calculator — budget split, debt payoff date, how much emergency fund you actually need — with the formula shown, not hidden. Would love feedback from this community, especially on what calculator to build next.

The "no signup, no email wall" choice is honestly refreshing. Most finance tools slam a paywall in your face before letting you see a single number, so just being able to type and instantly get a result feels like a small act of respect.