I've spent the last few weeks building Tally free personal finance calculators (budget split, debt payoff, emergency fund, and a few more) with the actual math shown instead of hidden behind an email wall or a paywall.
While building it I kept running into the same pattern: sites that market themselves as "free calculators" usually aren't you get a teaser number, then a signup form, or the formula is a black box.
Tally is a set of free, no-signup personal finance calculators — budget, debt payoff, emergency fund, savings goal, compound interest, home affordability, true hourly rate — paired with plain-spoken articles that show the actual math behind each one. No ads gating the tools, no email wall. Just type your numbers and see the result instantly.