Personal finance apps keep dropping bank transactions. How do you reconcile your monthly statements?

Hey Product Hunt community!

For anyone using Monarch Money, YNAB, Copilot, or Actual Budget: how often do you find that your bank account balance doesn't match what's shown in your budgeting app?

Between aggregators (Plaid/Finicity) silently dropping pending charges when they post, credit card imports that invert debits into positive income, and connection timeouts on banks like RBC, TD, and Tangerine, keeping ledgers balanced to the penny has become a chore.

We're launching StatementDiff tomorrow (https://statementdiff.com) to solve this:

- 100% In-Browser RAM Parsing (0 server uploads, works even with Wi-Fi off via pdfjs-dist)

- Asserts Opening Balance + Sum(Transactions) = Closing Balance to $0.00 variance

- Generates 1-click missing-transaction backfill CSVs and inverted sign-fix files

I'm curious: when your budgeting balance is off by $50–$300, do you manually hunt line-by-line against a PDF statement, hit "reconciliation adjustment", or just ignore it? Would love to hear your monthly workflow!