SpendTel - Turn bank statements into personalized financial stories

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Most finance apps tell you what you spent. SpendTel tells you why. Upload your bank statement PDFs, CSVs, or QFX files and let AI transform thousands of transactions into personalized financial stories. Discover evolving habits, lifestyle changes, recurring themes, money leaks, and meaningful moments—all without connecting your bank account. Instead of another dashboard full of charts, SpendTel creates reports you'll actually want to read.

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👋 Hi Product Hunt, C'Aira here! I'm really excited (and honestly a little nervous) to finally share SpendTel. The idea came from a simple frustration: I had years of bank statements but no good way to understand what they actually said about my life. Existing finance apps were great at tracking budgets and account balances, but they mostly answered what I spent—not why. So I built SpendTel. Instead of connecting your bank account, you simply upload your bank statement PDFs, CSVs, or QFX files. SpendTel uses AI to turn thousands of transactions into something much more meaningful: 📖 Personalized financial stories ✨ Monthly reflections 📈 Lifestyle and habit changes 💡 Spending perspectives 🔍 Money leak detection My goal wasn't to build another budgeting app. I wanted to create something people would actually enjoy opening at the end of each month—a place to reflect on their financial life rather than just monitor it. This is the very first public release, so I'd genuinely love your feedback. A few questions I'd especially love your thoughts on: - Does the storytelling approach resonate with you? - Which feature would make you upload your own statements? - What's missing that would make this part of your monthly routine? I'll be here all day answering questions and taking notes. Thanks so much for checking out SpendTel ❤️