Skattesmart
Free Swedish tax calculators for 2026
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Skattesmart - Free Swedish tax calculators for 2026

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Skattesmart is a free collection of Swedish tax calculators updated for tax year 2026. Covers ISK investment accounts with the new 300,000 kr tax-free threshold, 3:12 dividend rules under the 2026 reform, mortgage cost after interest deduction, pension projections, and salary optimization for owner-managed companies. No account, no data stored, sources linked for every formula.

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Hey Product Hunt 👋 I built Skattesmart because figuring out Swedish tax online is painful — the official Skatteverket calculators are clunky, and most alternatives are outdated or hide the math behind paywalls. Skattesmart covers the five things Swedes actually Google every year: • ISK tax (investment savings accounts) — with the new 300,000 kr tax-free threshold for 2026 • 3:12 dividends — fully updated for the 2026 reform that scrapped the salary requirement • Mortgage cost — monthly cost after the 30%/21% interest deduction • Pension projections — all three pillars explained • Salary optimization — optimal mix of salary vs dividends for business owners Every calculator is free, no account needed, no data stored. All formulas are documented with sources to Skatteverket, SCB and Riksgälden — you can verify every number. Would love feedback from anyone who's dealt with Swedish tax or is building in the personal finance space. What's missing?