Why I am building a behavioral fintech app that connects emotions with savings
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Growing up in a middle-class Indian household, I've learnt that savings isn't just about money.
There's a strong emotional and cultural association with financial wellness.
Money in India is tied to far more than income and expenses.
guilt (“I should be saving more”)
fear (“What if something happens tomorrow?”)
comparison (“everyone my age is doing better”)
family pressure (“I can’t afford to fail”)
Statistics have shown that Indians struggle with daily savings habits as well.
Having seen this in my own family, I came up with a solution to connect emotions to savings, to reward the smallest wins of saving daily.
What do you all think of this?? Have you also noticed the same?? Or am I taking this differently?
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