Cash Flow Risk Simulator, new features that seem useful...

I'm still building this cash flow simulator for trade businesses (electricians, HVAC, plumbers, small subcontractor crews, 3-15 people). I've got a handful of features I think are solid, but I honestly don't know if they're solid enough that someone would actually pay for this so throwing it out there.

What I'm planning:

• Monte Carlo simulation instead of one flat forecast number, so you see a range of outcomes instead of getting blindsided. is this actually useful, or overkill for a small crew that just wants a simple number?

• Pre-built templates by trade (electrical, HVAC, plumbing, subcontracting) so you're not starting from scratch. worth it? Its a good basis for businesses to already build off of, but these industries might be too nuanced?

• QuickBooks integration, so it pulls real numbers instead of manual entry. This feature seems to have the most apparent upside and just nice to have either way, but you can never be too sure if it will actually provide value.

• Models retainage (the payment chunk jobs hold back until work's fully done) using your own job history. I don't know how much this actually messes with people's day-to-day cash flow.

• Another feature I wanted to add was a benchmark system that lets you compare your numbers to others in your niche. curious if owners even want that, or if it feels pointless.

I am not trying to build features nobody asked for. If you run a trade business, or just know something business related, would any of this be worth paying for, or am I solving a problem that isn't really one?