Vinay Mulakalapalli

SeaFinance - Financial Clarity for Indian Seafarers.

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AI-powered tax and finance assistant for Indian seafarers, helping manage finances, calculate tax residency, and plan for the future.

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Vinay Mulakalapalli
Maker
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I built SeaFinance from lived frustration, not theory. As a seafarer, I saw high-earning officers struggle with cash-flow gaps, NRI day miscounts, compliance anxiety, and poor financial visibility—despite doing “everything right.” Existing finance apps assumed monthly income and ignored maritime realities. Initially, I tried to solve everything at once. The launch process forced discipline. User conversations pushed me to strip features down to one core job: give clarity before stress hits. The product evolved from a broad finance tool into a focused system built around runway, status, and decision-timing—designed specifically for irregular, contract-based lives.