PILVI is the independent AI financial coach built to replace all three. THE PROBLEM WITH EVERY APP YOU'VE TRIED Most "AI finance apps" are dashboards with a chatbot bolted on. They show you what you spent last month. They don't tell you what to do next month. Hiro got acquired. Mint got killed. Rocket Money charges you to save your own money. WHAT PILVI DOES Connects to your bank, credit cards, and loans via Plaid in read-only mode. PILVI can see you