Pennio AI - Expense Tracker — the modern AI-powered expense tracker built for simplicity. Track expenses instantly with voice input, smart categories, beautiful analytics, budgets, subscription tracking, widgets, and habit streaks. Pennio helps you understand your spending and stay in control without complicated spreadsheets or outdated finance apps. Features: • AI-powered tracking • Budget management • Subscription reminders • Smart insights & analytics • Privacy focused Talk. Track. Save.