PayWise AI Budget Planner
AI debt payoff planning for better money habits
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Jerry Ng

PayWise AI Budget Planner - AI debt payoff planning for better money habits

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PayWise AI Budget Planner helps iPhone users organize debts, track repayment progress, see upcoming payments, and build better money habits with a simple AI-guided planning experience. It is built as a private planning tool, not financial advice.

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Jerry Ng
Maker
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Hi Product Hunt, I built PayWise AI Budget Planner because many people want to pay off debt, but the day-to-day process can feel scattered: balances in one place, due dates somewhere else, payoff goals in a spreadsheet, and no clear habit around reviewing progress. PayWise is designed to make the debt payoff process easier to follow: - Add debts and payoff goals - Track repayment progress - See upcoming payments - Get simple AI-style budgeting prompts - Build a weekly money review habit It is intentionally not a bank, lender, investment adviser, tax adviser, legal adviser, or licensed financial adviser. The goal is to help users organize their own information and make clearer personal budgeting decisions. I would love feedback on: 1. Is the debt payoff positioning clear? 2. Would you trust an AI-guided budgeting app if the disclaimer and privacy posture are clear? 3. What would make the onboarding feel safer and easier? Thanks for checking it out.
Jerry Ng
Maker

Day 3 update from the PayWise AI Budget Planner launch:

The clearest feedback so far is that people do not only want more charts. They want a simple weekly habit: what is due soon, what changed, and what should get attention next.

That is useful direction for the product. I am going to keep the core experience focused on debt visibility, payoff progress, upcoming repayments, and safer onboarding language so it feels like a planning tool, not financial advice.