Unlike Coinbase Commerce or BitPay, PayChains is fully non-custodial — payments go directly to your wallet. No KYB, no withdrawal delays, no transaction fees. Paste your EVM address, add 3 lines of code, and accept USDC, USDT, ETH across 5 chains (Ethereum, Polygon, BSC, Arbitrum, Base). Includes hosted checkout, recurring subscriptions, webhooks, TypeScript & Python SDKs, and a developer dashboard. Free to start, pure SaaS pricing.