OweMate - Debt & Loan Tracker
Smart debt tracker with AI-powered payment reminders
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Solayman Haider

OweMate - Debt & Loan Tracker - Smart debt tracker with AI-powered payment reminders

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OweMate helps you track money you've lent or borrowed without awkward conversations. Log debts in seconds, get smart reminders, and let our AI "Ask to Pay" feature draft the perfect polite nudge. Stop losing track of IOUs with friends, family, and roommates.

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Solayman Haider
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Hey Product Hunt! šŸ‘‹ I'm Solayman, a solo indie iOS dev behind WHITE DIGIT. OweMate started from a very personal problem: I kept lending small amounts to friends and either forgetting about them or feeling too awkward to ask for the money back. Existing apps felt like accounting software ā€” overkill for "hey, you owe me 500 for dinner." So I built something simpler: šŸ”¹ Log in seconds ā€” person, amount, note, done šŸ”¹ Ask to Pay (AI) ā€” drafts a friendly, non-awkward reminder message you can send via WhatsApp/iMessage šŸ”¹ Clear overview ā€” see who owes you, who you owe, and net balances at a glance šŸ”¹ Privacy-first ā€” your data stays on your device with iCloud sync It's built natively in SwiftUI with SwiftData + CloudKit. No account needed, no ads, no selling your data. Would love your feedback ā€” especially on the "Ask to Pay" AI feature. What would make it more useful for you? Thanks for checking it out! šŸ™