Outflow tracks every subscription and bill on iPhone, iPad, Mac and now Apple Watch, and finds the ones you've forgotten. A guided audit checks Apple, PayPal, a bank statement read on-device and your receipts; on iPhone it can also read the transactions in Wallet through Apple's FinanceKit. You never give a bank login, there's no account, and the App Store privacy label is Data Not Collected. It's free for 5 subscriptions, and Pro is one payment, never a subscription.