Nickel is an expense tracker with no bank login, no account and no cloud. Log a spend in two taps, or photograph the receipt and Nickel reads the merchant, total and date on your phone. Ask Siri to log one without opening the app. Monthly limits per category show a live burn rate instead of a total after the fact, with a Live Activity in the last days of the month. Widgets, a Lock Screen glance and Control Center buttons for when you are already holding the phone.