We ve just published a working paper on SSRN: Beyond Conventional Investing: An Empirical Analysis of the RTO+Gold Model s Ability to Generate Bank and Investor Outperformance
The study compares RTO+Gold with multiple conventional investment and savings models examining how ethical rent-to-own frameworks combined with gold-backed reinvestment can improve both institutional stability and investor returns.
It s an attempt to measure fairness and performance side by side, not just profitability. Curious to hear how others view the balance between ethical design, risk management, and long-term performance in financial systems.
NestQuestROI offers banks, investors, and policymakers a transparent simulation environment to evaluate housing pathways under real economic conditions. Its modeling and ethical finance framework support fair policy design and data-driven investment decisions.
