MoniTabs is a privacy-focused personal finance manager built for speed. True to its name, everything is organized across 3 intuitive tabs: "Wallet" (for daily expenses & cash flow), "They Owe" (for money lent to others), and "I Owe" (for your personal debts). Unlike bloated apps, it requires no account, no bank syncing, and no cloud storage. Built for users who want complete data privacy without forced full-screen ads. Currently available only on Android.