Merrisk - A FICO score for businesses using verified payment data

Hi Product Hunt! 👋 I’m Jonas, the founder of Merrisk. Over the past few years, one thing kept bothering me: trust online is broken. Reviews can be bought, manipulated, or generated by bots. In fact, platforms removed hundreds of millions of fake reviews last year alone, and the number keeps growing. But something interesting happened while working with online businesses and payment processors — the real signals of trust already exist. Payment processors quietly track things like chargebacks, transaction history, account stability, and processing behavior. These signals are far harder to fake than reviews. So I built Merrisk. Merrisk creates a Merchant Risk Score using verified payment processor data and turns it into a dynamic trust badge businesses can display on their website. Instead of asking customers to trust reviews, businesses can prove credibility with real operational data. We’re launching early and I’d love feedback from the Product Hunt community: • Would a verified trust score influence whether you buy from a new business? • What signals would make you trust a company online? • What would make this most useful for merchants? I’m excited to hear your thoughts and answer any questions. Thanks for checking out Merrisk! 🚀