Hey everyone! I built LivingSwiss because calculating your actual take-home salary and living costs in Switzerland is surprisingly confusing for newcomers. Most online calculators you find are either from 2014, buried under banner ads, or use local citizen tax brackets instead of the withholding tax (Quellensteuer) that actually gets deducted from expat payslips. That difference can easily be CHF 500–800 a month off your real budget. So I wanted to create something fast, modern, and clean. Live, instant calculations for all 26 Swiss cantons, Accurate B/L permit tax rates, BVG pension tiers, and mandatory health insurance math. 100% private (everything calculates in your browser, zero personal data saved) Clean 1-click PDF export if you need a summary for an apartment application or job offer review It's completely free at https://livingswiss.ch/calculato.... Would genuinely love to know what you think, or if there's any specific Swiss living cost/tool you'd like to see added next!

Hey Product Hunt!

When I first looked into Swiss finances, I was honestly overwhelmed by how complex everything is. With 26 different cantons, shifting withholding tax rates, pension coordination rules, and health insurance franchises, it’s really hard to get a straight answer on what your actual in-hand take-home pay will be.

Most existing Swiss calculators are either 10 years outdated, require your email address, or try to sell your data to insurance brokers.

So I built LivingSwiss (https://livingswiss.ch) to fix this:

• Clean, fast, and completely free.

• Exact 2026 gross-to-net salary calculations across all 26 cantons.

• Health insurance franchise break-even calculator.

• 100% private everything calculates directly in your browser with zero sign-ups, cookies, or data storage.

I’d love to hear your thoughts, test your own canton's numbers, and get your feedback on what tools we should build next!

LivingSwiss - Interactive Swiss Tax, Salary & Living Cost Calculators

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